HOW ATTORNEY FEES WORK IN CHAPTER 13
One thing we hear from people who call the office asking about costs is that they think they need to have hundreds or even thousands of dollars upfront in order to file their bankruptcy case. The great news is that you can get your Chapter 13 bankruptcy case file without having to pay ANY attorney fees upfront.
When you file for a Chapter 13 bankruptcy you are required to pay the bankruptcy court filing fee which is $310.00. You have the option to pay just $75.00 in an installment payment to the court to get your case filed. Most clients use that option.
Unlike some firms that offer to pay your court filing fee upfront, we don’t force clients to notify their employers about their bankruptcy
Pay Close Attention to These “Filing Fees Paid Upfront” Deals
WHAT ABOUT THOSE FIRMS THAT OFFER TO FRONT THE FILING FEE FOR CLIENTS AND ADD IT INTO THEIR CASE? WHAT’S THE CATCH?
We are now seeing firms that offer to front your filing fee and just add it into your repayment plan through your case.
So what’s the catch? If you notice on these ads you will see that they are usually only available to people who have a W-2 job. If you are self-employed, on SSI, or disability then these “deals” are usually not offfered.
The reason is because you will be required to have a deduction order sent to your employer notifying them of your bankruptcy and ordering them to deduct your monthly trustee payment from your paycheck. THIS MEANS THAT YOUR JOB WILL KNOW THAT YOU FILED FOR BANKRUPTCY.
Now for some people this is no big deal and they don’t care if their employer knows they filed for bankrutpcy but for many people they would rather pay this payment directly.
WHAT OUR FIRM OFFERS GEORIGANS THAT NEED TO FILE CHAPTER 13
The great news is that our firm allows most clients to just pay $78.00 to file a Chapter 13 case and then the court allows the client 60 days to pay the $230 balance in 2 installment payment.
Our law firm does NOT require that your employer be notified of the bankruptcy case. Our trustees here in the Northern District of Georgia are very forward thinking and use today’s technology to make the bankruptcy process easier for consumers. They now offer several ways for you to control how to make your monthly trustee payment online.
Paying $78.00 will get your case filed for most of our clients and your employer doesn’t have to be included in the process!
Any more questions? Just Ask Below!
