Stop Harassing Phone Calls
THE NUMBER ONE COMPLAINT WE RECEIVE AT OUR FIRST MEETING IS THE HARASSING CALLS AND LETTERS THAT OUR CLIENTS ARE RECEIVING. YOU CAN STOP CREDITOR HARASSMENT THE SAME DAY YOU COME IN TO SEE US!
Once a person has a case number after filing either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, a creditor is prohibited from trying contact the debtor in any attempt to collect a debt. With the bankruptcy in place creditors cannot initiate or continue any lawsuits against you or pursue any wage garnishments. In the event that a creditor is trying to contact you or attempt to collect a debt after the bankruptcy has been filed, they would be in violation of the automatic stay bankruptcy code. If this were to happen it would be in your best interest to document every type of contact by writing down the dates, times, people that you spoke with, and the company they are affiliated. Afterwards, contact your attorney and let them know that the bankruptcy’s automatic stay was violated.
The Fair Debt Collection Practices Act (FDCPA), is a law that protects the debtor from being harassed by a creditor or bill collector. Examples of creditor harassment is when a debt collector threatens to send you to jail if you don’t pay your bills, constant phone calls harassing you to pay the bill, or a threat of bodily harm in anyway. However, if the debt collector calls and doesn’t get you and calls back in an attempt to reach you, this scenario does not constitute debt collection harassment.
However, you do have the ability to stop harassing phone calls and other creditor harassment by filing bankruptcy. The bankruptcy will create an automatic stay that makes it so the creditor may not continue to contact you.
Contact us today at 404-889-8663 or fill in the contact information below to explore your options. Schedule a FREE consultation with an Atlanta bankruptcy attorney.
The creditors are calling at all hours at home and work. They are calling the neighbors, the family and employers. They are obnoxious and downright rude when you do talk to them. Despite the laws governing their actions many creditors and collection companies feel that an individual will not have the time, money or emotional strength to pursue them in court.
Contact Saedi Law Group and we can stop these calls instantly!