• Atlanta bankruptcy lawyer
CAN A CREDITOR COLLECT AGAINST AN AUTHORIZED USER IN GEORGIA?

CAN A CREDITOR COLLECT AGAINST AN AUTHORIZED USER IN GEORGIA?

This question comes up almost daily in my office when meeting with prospective clients. If a spouse, parent, or friend listed you as an authorized user on their credit card account and then either party files for bankruptcy who can the creditor pursue for the balance? Adding a family member or friend as an authorized […]

DO YOU NEED TO REAFFIRM YOUR MORTGAGE TO GET A LOAN MODIFICATION?

DO YOU NEED TO REAFFIRM YOUR MORTGAGE TO GET A LOAN MODIFICATION?

REAFFIRMATION AGREEMENTS FOR MORTGAGES Every once in a while a client will contact our office after their discharge upset that they are unable to obtain a loan modification from their mortgage company. The line that they are given by the mortgage company is that because their bankruptcy attorney didn’t file a reaffirmation agreement there is […]

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AVOIDING JAIL FOR DELINQUENT CHILD SUPPORT ARREARS

Chapter 13 Bankruptcy: Restructuring Domestic Support Obligations One of the lesser known “powers” of Chapter 13 bankruptcy repayment plans is to allow a debtor that is behind on a domestic support obligation (e.g child support, alimony) to place the amount in arrears into a Chapter 13 bankruptcy repayment plan and stretch out that repayment for […]